'Tis the season to show appreciation for all of those around you who deliver packages, teach and coach your kiddos, help you along your travels, and more. And while cash is king for some of those folks, for others, a gift card is the most appropriate gesture.
For example, I've been buying Starbucks gift cards for my kid's teachers while picking up groceries at U.S. supermarkets in order to earn 4 points per dollar* on my spending there via the American Express® Gold Card. I'll likely eventually transfer those points to Amex Membership Rewards travel partners to book business-class award flights or maximize a transfer bonus.
Another popular option for buying gift cards for vendors like Starbucks, Uber and Amazon is to earn 5 points per dollar with your Ink Business Cash Credit Card when buying them at office supply stores, since that type of retailer is a great bonus category on that card on up to $25,000 per year. (If you want in on that bonus category, note the card has no annual fee and is currently offering its best-ever offer, a $900 cash-back welcome bonus that can easily be converted into 90,000 points for new cardholders who spend $6,000 in the first three months.)
Finally, when shopping for gift cards, pay attention to any easy-to-overlook targeted offers via programs like Chase Offers and Amex Offers for stores that sell third-party gift cards — like Lowe's and Home Depot — as you can save money while gifting to others in that way, too.
Summer
* On up to $25,000 per calendar year in purchases, then 1 point per dollar.
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Join TPG and take action to fight proposed legislation by reaching out to Congress and opposing the Credit Card Competition Act of 2023. This bill would kill credit card rewards as we know it and risk your personal information with less secure processing networks.
IHG Diamond Elite and Business Rewards members can transfer up to 500,000 points per calendar year to other members without paying the fee of $5 per 1,000 points.
If you've been holding off on applying for the Amex Platinum Card or Amex Gold Card, you might want to see if you're eligible for one of these incredible offers.
The quirky design and spacious rooms of this 52-room boutique hotel make it a great place to earn and use World of Hyatt points, though noise can be a bit of an issue.
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Editorial Note: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.
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