✈ How I Spent 150 Nights in Hotels on Points, Does APR Matter? & More Daily News From TPG ✈

Also: Earn 3,000 bonus Marriott Bonvoy points at UK and European Moxy hotels

January 22, 2024 View in browser

Using hotel points for stays by Katie Genter, Senior Writer In 2023, my husband and I spent over 1,952,000 points on 150 hotel nights — and used our favorite travel rewards cards to pay for many more. We live out of hotels while traveling the world and working remotely as digital nomads. But you can still get significant value from hotel points even if you stay in hotels much less frequently. We maximize our points by using multiple hotel loyalty programs. In 2023, we redeemed: 876,600 IHG points and five anniversary night certificates for 52 nights 357,100 Marriott points and 12 free night awards for 36 nights 340,000 Hilton points and two free night certificates for nine nights 226,700 Hyatt points and two free night certificates for 39 nights 152,000 Choice points for 14 nights Obviously, that's a lot of points and free night certificates. My husband and I sign up for new credit card offers when the bonuses are compelling. And we tend to keep our hotel credit cards that offer annual free night certificates for the long term, as we can usually get more value from the free night than the card's annual fee. But we also buy points with some programs when we can do so at a low cost. And although I have the World of Hyatt Credit Card — which is currently offering an elevated bonus of up to 65,000 points* — I also use Chase Ultimate Rewards points that I've earned with my Chase Sapphire Preferred Card and Ink Business Preferred Credit Card as a way to fund my Hyatt account with transferred points. To learn how to make hotel points work for you, check out the following stories: The best hotel credit cards with annual fees under $100 Best credit card welcome offers for January  8 luxury hotels you can book with points Which credit cards offer the most lucrative rewards for hotel stays? * The current elevated World of Hyatt Credit Card bonus of 65,000 total points is 35,000 bonus points after you spend $3,000 on purchases in your first three months from account opening, plus up to 30,000 more bonus points by earning 2 bonus points total per $1 spent in the first six months from account opening on purchases that normally earn 1 bonus point, on up to $15,000 spent. Posts in this newsletter contains references to products from one or more of our advertisers. We may receive compensation when you click on links to those products. For an explanation of our Advertising Policy, visit this page. Photo Credit: InterContinental Sanctuary Cove Resort. KATIE GENTER/THE POINTS GUY.

Today's top stories Does APR matter if you pay your balance on time? APR, or annual percentage rate, is an important credit card concept. But does APR matter if you pay your balance on time? Here's what you need to know. Read more Earn 3,000 bonus Marriott Bonvoy points at UK and European Moxy hotels If you're planning to visit Europe soon, you could earn 3,000 bonus Marriott Bonvoy points when you stay at one of 36 participating Moxy hotels. Read more 11 exciting lands and attractions coming to US theme parks in 2024 2024 is going to be a big year for U.S. theme parks, with new roller coasters and whole new lands opening from coast to coast. Read more Why it pays to upgrade your cruise ship cabin Small cruise ship cabins can be just fine in some cases. But there are times when it pays to upgrade to something bigger or better located. Read more Wells Fargo Active Cash Card review: A solid cash-back earner The Wells Fargo Active Cash card is a great option for beginners, with no annual fee and 2% cash back on purchases. Read more

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