| | Double points for no annual fee | | by Nick Ewen, Director of Content | |  | I have a lot of credit cards (23, to be exact). However, I only use a handful of them on a regular basis, and one of them is The Blue Business® Plus Credit Card from American Express.
Now, I know you may be thinking, "I don't have a small business, so why do I care?"
Well, for starters, there are many ways to qualify for a business credit card without a formal company. In fact, I was approved for this card several years ago as a sole proprietor with just my Social Security number (I was freelancing for TPG at the time).
Now is a fantastic time to apply, as the card features a welcome bonus of 15,000 points after you spend $3,000 on eligible purchases in the first three months of card membership. This isn't a massive haul of points, but considering the card often has no welcome offer, it's still solid.
Beyond that, I love many things about the card and its simple earning structure:
- It earns 2 Membership Rewards points per dollar spent on all purchases (on up to $50,000 in spending per year).
- It has no annual fee (see rates and fees).
- It works great with other cards in my wallet — like the American Express® Gold Card.
- It frequently has terrific, targeted discounts.
- There are no bonus categories to track.
Last year alone, I saved hundreds of dollars by activating (and then redeeming) Amex Offers on my card.
Find out more with the following articles:
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